:root{
  --bg:#0e0f12;
  --bg2:#12141a;
  --text:#f4f2ee;
  --muted:#c9c3b8;
  --gold:#caa24a;
  --gold2:#a98533;
  --line:rgba(244,242,238,.12);
  --shadow: 0 20px 60px rgba(0,0,0,.45);
  --radius:16px;
  --max:1100px;
  --pad: clamp(18px, 3vw, 28px);
  --h1: clamp(38px, 5vw, 64px);
  --h2: clamp(26px, 3vw, 34px);
}

*{ box-sizing:border-box; }
html,body{ margin:0; padding:0; background:var(--bg); color:var(--text); font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif; }
a{ color:inherit; text-decoration:none; }
p{ line-height:1.65; color:var(--muted); margin:0; }
h1,h2,h3{ margin:0; letter-spacing:-0.02em; color:var(--text); }
h1{ font-size:var(--h1); line-height:1.05; }
h2{ font-size:var(--h2); margin-bottom:14px; }
h3{ font-size:18px; margin-bottom:10px; }

.container{ width: min(var(--max), calc(100% - (var(--pad) * 2))); margin:0 auto; }

.topbar{
  position:sticky; top:0; z-index:50;
  background: rgba(14,15,18,.65);
  border-bottom:1px solid var(--line);
  backdrop-filter: blur(12px);
}
.topbar .logo{
  display:inline-block;
  padding: 16px var(--pad);
  font-weight:700;
  letter-spacing:.01em;
}
.nav{
  display:flex; gap:18px; align-items:center;
  padding: 0 var(--pad) 16px;
  flex-wrap:wrap;
}
.nav a{ color:var(--muted); font-size:14px; }
.nav a:hover{ color:var(--text); }
.nav-cta{
  padding:10px 12px;
  border:1px solid var(--line);
  border-radius:999px;
}

.hero{
  position:relative;
  min-height: 78vh;
  display:grid;
  align-items:end;
  border-bottom:1px solid var(--line);
  overflow:hidden;
}
.hero-bg{
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  transform: scale(1.03);
}
.hero-overlay{
  position:absolute;
  inset:0;
  background:
    radial-gradient(60% 50% at 20% 30%, rgba(202,162,74,.20), transparent 60%),
    linear-gradient(to top, rgba(14,15,18,.92) 10%, rgba(14,15,18,.55) 55%, rgba(14,15,18,.20) 100%);
}
.hero-content{
  position:relative;
  padding: 90px 0 56px;
}
.kicker{
  color: rgba(244,242,238,.85);
  font-size:14px;
  letter-spacing:.12em;
  text-transform:uppercase;
  margin-bottom:14px;
}
.subhead{
  max-width: 64ch;
  font-size: clamp(16px, 1.8vw, 20px);
  margin-top: 16px;
}
.cta-row{ display:flex; gap:12px; margin-top:22px; flex-wrap:wrap; }
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:12px 16px;
  border-radius:999px;
  font-weight:650;
  border:1px solid var(--line);
}
.btn.primary{
  background: linear-gradient(180deg, var(--gold), var(--gold2));
  color:#15110a;
  border-color: rgba(0,0,0,.18);
  box-shadow: 0 12px 30px rgba(202,162,74,.18);
}
.btn.ghost{ background: rgba(18,20,26,.55); }

.trust-row{ margin-top:22px; display:flex; gap:10px; flex-wrap:wrap; }
.pill{
  font-size:12px;
  color: rgba(244,242,238,.82);
  border:1px solid var(--line);
  padding:8px 10px;
  border-radius:999px;
  background: rgba(18,20,26,.55);
}

.section{ padding: 56px 0; }
.section-alt{ background: var(--bg2); border-top:1px solid var(--line); border-bottom:1px solid var(--line); }

.grid3{
  display:grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 16px;
}
.card{
  padding:18px;
  border:1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(18,20,26,.55);
  box-shadow: var(--shadow);
}
.card p{ margin-top:10px; }
.link{
  display:inline-block;
  margin-top:14px;
  color: rgba(244,242,238,.92);
  border-bottom: 1px solid rgba(202,162,74,.5);
  padding-bottom:2px;
}
.link:hover{ color: var(--gold); }

.split{
  display:grid;
  grid-template-columns: 1.3fr .7fr;
  gap: 18px;
  align-items:start;
}
.callout{
  padding:18px;
  border:1px solid rgba(202,162,74,.35);
  border-radius: var(--radius);
  background: rgba(202,162,74,.10);
}
.callout .small{ font-size:12px; margin-top:10px; color: rgba(244,242,238,.72); }

.footer{
  border-top:1px solid var(--line);
  padding: 20px 0;
}
.footer-inner{
  display:flex;
  gap:10px;
  align-items:center;
  justify-content:center;
  color: rgba(244,242,238,.72);
  font-size:13px;
}
.sep{ opacity:.5; }

@media (max-width: 900px){
  .grid3{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .hero-content{ padding-top: 72px; }
}
.bullets{
  margin: 12px 0 0;
  padding-left: 18px;
  color: rgba(244,242,238,.80);
}
.bullets li{
  margin: 8px 0;
  line-height: 1.4;
}
.small{
  font-size: 12px;
  color: rgba(244,242,238,.72);
  margin-top: 10px;
}
.bullets{
  margin: 12px 0 0;
  padding-left: 18px;
  color: rgba(244,242,238,.80);
}
.bullets li{
  margin: 8px 0;
  line-height: 1.4;
}
.small{
  font-size: 12px;
  color: rgba(244,242,238,.72);
  margin-top: 10px;
}